Portage Trail offers the following 401(k) retirement plan management consulting services:

Investment policy statement
Helping you to define your 401(k) plan's needs, specify risk control restrictions, and create documentation to provide future guidance in plan management. This is a critical first step that is often inadequately addressed by the use of generic boilerplate language. We believe that due care in the preparation of this document is essential to maintaining the consistency of purpose that will lead to your plan's success.

Selection of record keeper and other service providers
Finding the optimal record keeper and other service provider matches for your 401(k) retirement plan can be a time-consuming and difficult task. We can take most of the pain out of this process by doing the required legwork for you, and then presenting the best candidates for your consideration.

Fund selection and evaluation
Finding well-managed mutual funds and talented investment managers is a never-ending quest. We ignore the superficial marketing hype and instead look more deeply inside these firms to understand how they really make money, and if their methods are consistent and dependable. Only the best firms make the cut. Choosing which types of funds to include among the options offered in your 401(k) plan requires both quantitative analysis and good judgment. Much of the variance in a plan participant's long run return will be determined by the quality of available investment options in your plan.

Performance measurement
Comparing actual fund performance to appropriate benchmarks. We study how investment results are driven by an investment manager's process in action. We examine the extent to which the invesment manager's abilities have contributed to its success (or failure) in achieving targeted performance goals. We give you early warning if a fund's performance is going off track, and we recommend corrective action steps when needed.

Plan monitoring
Providing oversight of your 401(k) plan's service providers to assure conformance with your administrative requirements and investment policy guidelines. Good investment performance is vital, but it's not the whole story. We constantly monitor record keepers, mutual funds, money managers, and other plan service providers to make certain that all of them are delivering quality work product and fulfilling their commitments to you.